Common Pennsylvania Car Accident Law FAQs

accident law Pittsburgh, PA

Many questions immediately spring to mind following a car accident in Pennsylvania, partly due to the hybrid personal injury system that Pennsylvania’s accident law system enforces. Even though the situation can be very stressful, it is always advisable to try and remain calm to make it through the experience.

Q: Who is at fault?

A: The determination of fault is one of the essential components of car accident law in Pennsylvania because it is a no-fault state. After an accident, and perhaps against intuition, the driver will not sue the other driver or their insurance company. If necessary, the driver will sue their own insurance company if they do not feel adequately compensated after a car accident.  Even though the medical payments and bills are supposed to be compensated by the driver’s own insurance company, the fault helps determine vehicle repairs that should be paid by the other driver’s insurance company.  Based on the accident and possible confusion after an accident, consider hiring an accident law attorney to help get you started instead of wasting time confused about where to start. 

Q: What should I do after an accident?

A: Here are some of the possible steps to take after an accident:

  • Request a copy of the accident report prepared by the New Jersey police,
  • Request a property damage valuation from the insurance company
  • See a doctor and request copies of all medical files while personally recording any medical symptoms or maladies
  • Document any expenses incurred as a result of the accident
  • List the days of missed work and other inconveniences caused by the accident

Perhaps most importantly is to consult an accident law attorney before accepting a settlement offer from an insurance company. 

Q: What are the possible financial damages recoverable after an accident?

A: Reimbursements are possible for medical bills, lost wages, and any damage to one’s vehicle.  In addition, depending on their existence and availability, certain charges are possible for emotional distress, pain and suffering, and loss of enjoyment if missing out on certain activities or events due to the car accident.

Q: How do I pay for my medical bills?

A: Your own insurance company is required to compensate you for any injuries depending on the coverage terms and paid monthly premiums.  If the insurance company has hit the maximum amounts of money, they are willing to pay, personal health insurance, and other alternative systems of money should defray the amounts of some medical bills.  Unfortunately, medical bills will not be paid until the underlying car accident case is settled.  It is under these time constraints that insurance companies try to offer low settlement offers, relying on the urgency of the situation for people to take them.  However, it is also under these circumstances that are in the best financial long-term interest to avoid taking these settlement offers and waiting until after consultation with a lawyer.

Call (412) 804-4048 to schedule a consultation with Kim A. Bodnar, Attorney at Law in our Pittsburgh office.

NOTE: This blog is for informational purposes only and does not constitute legal advice

Check out what others are saying about our services on Yelp: Read our Yelp reviews.

Recent Posts

March 26, 2020

How a Car Accident Lawyer Can Help You Get the Compensation You Deserve

A Pennsylvania car accident lawyer can help you navigate the state’s complex personal injury laws. Pennsylvania is a “choice no-fault” automobile insurance state, meaning that drivers can choose fault or no-fault insurance. The coverage selected …

March 10, 2020

What to Expect When Making a Personal Injury Claim

Individuals who experience physical, mental, or emotional harm as a result of another person's or company's negligence may file a personal injury claim for financial compensation. This type of legal action is considered a civil …

March 9, 2020

Common Pennsylvania Car Accident Injury Law FAQs

Car accident injury law is a bit confusing in the state of Pennsylvania. While most states allow all victims to sue after an accident, Pennsylvania law is more complicated. The state offers both at-fault and …

March 9, 2020

Important Information About Pennsylvania Drunk Driving Laws

Even though Pennsylvania has always viewed drunk driving harshly, new legislation signed into law last year in October 2018 increases some of the penalties for drunk driving offenses. These changes include the creation of a …

Posted on: December 19, 2019 by Kim Bodnar